Thi is the rear window of my 2020 Ford Edge. Parked in my driveway with a perfectly intact window one minute. Hit be flying stones from the lawn mower/weeh whacker and shatered a minute later. Gotta love those lawn care guys!
There is also a small dent in the front bumper.
We really think it was an accident that the equipment operators were not even aware of, but we did notify the company and the owner came right out to apologize. I think he was really nervous at first. Don is a big guy! We told him we understood that accidents happen and we were not trying to make a stink. We just wanted the workers to be more aware of hazards and try to be more careful going forward.
Insurance considers these things an act of God and doesn't quibble about fixing broken glass.